Turn Luxury Assets
Into Accepted Collateral.
Authentication, real-time valuation, and ownership verification that unlock a $2.4 trillion asset class for collateral-based lending.
Luxury assets excluded from collateral acceptance criteria
Ownership and provenance uncertainty creating legal risk
Valuation volatility complicating LTV management
The Barriers
To Asset Lending.
Traditional approaches create friction, cost, and risk. Vaultik eliminates these challenges.
Collateral Verification Gaps
Without trusted authentication, luxury and collectible assets are unacceptable as loan collateral—despite significant value.
Ownership Disputes
Unclear provenance and ownership history create legal risk and complicate collateral recovery.
Valuation Volatility
Luxury asset values fluctuate with market conditions, creating LTV uncertainty throughout the loan term.
Liquidation Complexity
If a borrower defaults, selling collateral requires authentication, valuation, and marketplace access.
5 AI Decisions
For Lending Confidence.
The world's first institutional & financial-grade product assessment—5 AI decisions in seconds.
Authenticates
AI-powered verification confirms genuine products with 99.4% accuracy
Values
Real-time market valuations based on condition, rarity, and demand
Grades
Precise condition assessment using standardized grading scales
Assesses Repairs
Identifies repair needs with cost and time estimates
Verifies Ownership
Establishes clear chain of custody via Digital ID
How Vaultik
Enables Lending.
From collateral verification to liquidation—Vaultik provides the trust infrastructure that makes luxury assets bankable.
Collateral Authentication
Verified authenticity that enables asset-backed lending at scale
Real-Time Valuations
Market-adjusted values that inform LTV throughout the loan
Ownership Verification
Clear chain of custody that protects lender interests
Products
You Can Build.
Beyond authentication, Vaultik enables a suite of value-added services that drive revenue and customer engagement.
Collateral Protection
Insurance coverage on financed assets to protect against loss, damage, or depreciation.
Credit Products
Enable new lending products—asset-backed lines of credit, bridge loans, and pawn alternatives.
Liquidation Network
Authenticated resale channels for efficient collateral recovery in default scenarios.
The Opportunity
For Lenders.
Addressable Market
Value of luxury and collectible assets globally
LTV Confidence
Accuracy in initial collateral valuations
Yield Improvement
Higher yields vs traditional unsecured consumer lending
Recovery Rate
On defaulted loans with authenticated collateral
Train Your Own
KYP System.
For Lenders & Fintechs with proprietary products or unique authentication requirements—build custom AI agents trained on your own dataset.
Your Dataset
Train on your proprietary product images, serial numbers, and unique authentication markers specific to your brand.
Custom Agents
AI models fine-tuned for your product categories, internal grading scales, and specific authentication criteria.
Private Deployment
White-label API endpoints integrated into your existing infrastructure with full documentation and support.
Ready to Unlock
Asset Lending?
Join forward-thinking lenders and fintechs building the next generation of asset-backed credit products.
Authentication Accuracy
Cost Reduction
AI Decision Time
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